Author: Staff Writer

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Health & Home Recreation & Leisure

Your One-Stop Shop For The Best Labor Day Sales

Your One-Stop Shop For The Best Labor Day Sales

Labor Day sales are something every shopping enthusiast patiently awaits so that they can go crazy with their credit cards. Labor Day brings some of the best sales in different brands like Forever21, ASOS, Nike, and Apple. If you’re excited about the Labor Day sales, you can start hunting right now! Mentioned below are some amazing Labor Day sales that you need to check out!

1.    Abercrombie & Fitch 40%-60%

Abercrombie & Fitch is one of the most prestigious clothing brands that has been providing some of the best casual outfits for years. With a 40%-60% on most of their clothes, it’s hard to ignore this sale. Check out some of the best items on sale:

  • Sherpa Faux Leather Trim Jacket $59.99
  • Puff sleeve Crew Neck Shirts
  • Leather Pants

Shop these sale items and more now on Abercrombie & Fitch.

2.    Sephora 50%

Anyone who’s a makeup lover knows how expensive it is to get some of the best products in hand. Whether you’re going for a concealer, eye shadow palette, or bronzer, Sephora has one of the best Labor Day sales. Here are a few of the best items on sale at Sephora:

  • The Original Makeup Eraser $20
  • Urban Decay Long-Lasting Makeup Setting Spray $33
  • Lancôme Monsieur Big Volumizing Mascara $26

These are just a few exciting Labor Day items on Sephora; check out more!

3.    Pottery Barn up to 25%

If you’ve wanted to get your hands on some house items from Pottery Barn, now is the time to do. With 25% off on some items, it’s hard to miss out shopping from Pottery Barn. Below are a few top items on sale:

  • Chelsea Metal Adjustable Table Lamp $158.99
  • Hand-woven Seagrass Handled Baskets $99-$299
  • Reclaimed Wood Console Table $1,299

If you love decorating your home, there is no way you’re missing out on the Pottery Barn Labor Day sale. Check out more hot selling items at a reduced price on Pottery Barn.

4.    ASOS 20% Off

Upgrade your summer and winter closet with the help of the amazing 20% off Labor Day sale at ASOS. You will definitely find some of the coolest shirts, pants, and shoes at a reduced price to upgrade your style game. Below are a few items on sale:

  • Leopard Button Through Tiered Smock Maxi Dress $60
  • Reebok Classic Leather Sneakers $48
  • Hoody With Drawstring Waist Gray $29.60

The Bottom-Line

Now that you have these amazing Labor Day sales in front of you, it’s time to start making use of them. You can easily shop online or take a nice shopping trip during a small weekend. Make sure to check out all sales before you head out for shopping.

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Media Tech & Media

What Does The FDA Investigating Sunscreen Mean?

What Does The FDA Investigating Sunscreen Mean?

For many people, sunscreen is essential for a day out at the beach or when going out during the day. Some people use it every single day to get proper protection from the sun’s UV rays. As much as sunscreen is a lifesaver at times, the FDA has found some ingredients that consumers should know about. The FDA has found that various sunscreen ingredients could potentially be unsafe and come with a few health risks.

This has got many sunscreen lovers questioning the ability of product they’re using and if they should continue using it. Mentioned below are what the experts have to say about the FDA’s investigation regarding sunscreen. It will guide you on whether you should continue using specific products or not.

Ingredients in Sunscreen May Cause Coral Damage

Sunscreen contains two main types of ingredients, octinoxate and Oxybenzone, which are a threat to coral reefs and marine life. These ingredients can cause excessive coral bleaching. This causes corals to expel algae tissues living within, leaving a whitish stain behind. Some coral may starve without the algae. This can have a negative effect on the rest of the ecosystem, putting coral-dependent species at risk. This is why sunscreens that come with these ingredients are already banned in Hawaii. This explains why you come across these products labeled “reef-safe.” It’s to make sure that the creators are working towards protecting the environment.

The Ingredient Benzene Can Lead to May Health Complications

Benzene is a harmful ingredient found in Johnsons and Johnson products. According to the CDC, it can cause leukemia in cases of long-term exposure. Other than leukemia, it can also cause a weak immune system. According to Johnson and Johnson, exposure to benzene through aerosol sunscreen products is not expected to cause health consequences, according to current tests.

The FDA is still investigating 12 chemical sunscreen ingredients, and out of all of them, Oxybenzone has received the most spotlight. Research indicates that it can mix with your bloodstream and show up in your blood, urine, and breast milk, which can be very dangerous.

Labeling Requirements

The FDA is taking the initiative in labeling requirements for sunscreen so people actually know what they are buying. If a sunscreen mentions SPF 100 on the label, then that means you’re getting 1 percent more coverage than that of SPF 50. The type of formula will also be stated, which will tell its effectiveness on your skin. With proper labeling, you are aware of what’s going on your skin and how effective the sunscreens prove to be.

Final Words

Investigations by the FDA on sunscreen will continue, but up till whatever they have discovered is a good thing to keep track of. If you are a sunscreen lover, it is important to be aware of the ingredients in the products and their effectiveness.

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Health & Home Media Recreation & Leisure Tech & Media

14 Olympic Facts About That You Need To Know

14 Facts About The Olympics That You Need To Know

As the Olympic Games 2021 are finally taking place in Tokyo, it’ll be nice to learn some interesting facts. Some of the facts here are from Ancient Greek games, and others are from modern ones as well. Read further and learn some cool facts as you watch the Olympic Games.

1. Winners Names Imprinted on the Stadium Halls

After winning a medal, all the Olympic winners are honored at the stadium. Not only that, but their names are imprinted on the stadium walls, continuing their legacy.

2. Biting the Medal

Biting the Olympic medal is a tradition that you may have noticed in some of the games. So, you may ask yourself why? Well, this is an old tradition that was done to check if the coins were real, as a gold coin would never leave teeth marks. Most of the Olympic medals are now finished in gold and made of silver.

3. The Naked Athlete

During the ancient Greek games, many athletes would perform naked. It was seen as a symbol of courage, power, and fearlessness.

4. The Symbolic Olympic Rings

Curious as to what the olympic rings symbolize? Well, the colorful rings on the flag symbolize 5 continents and their flag colors.

5. The 1500 Year Old Hiatus

Pierre de Coubertin formed the International Olympic Committee, and it took almost 1593 years before for the Olympics to return. It originally ran from 776 BC to 392 AD.

6. The Medal Format

The ancient Greek Olympics only had only one medal, which was gold. Now, the modern Olympics have three medals; gold, silver, and bronze.

7. The First Paralytic Games

The first Paralympics games took place during the 1960s in Rome. This was initially for war veterans as a form of rehabilitation. The modern Paralympics consist of people with disabilities competing against each other.

8. Marathon Without Shoes

Abebi Bikila was the first African to win a gold medal in the Olympics. Not only did he win, but he won for competing in the marathon race barefoot.

9. Children and Amateurs were a Part of the Olympic Games

Until 1997, young people and amateurs were allowed to compete in the Olympics. However: the rules changed, and only above 16 can compete now.

10. A few Games are Not a Part of the Tug War

There are a few games not included in the modern Olympic Games, such as hot air ballooning, tug if warm plunge for distance, and dueling.

11. Rectangular Medals

The 1900 Paris games were the only Olympics games that offered winners rectangular medals.

12. First Female Participants

The 2012 London Olympic Games were the first ever in which each country sent female athletes.

13. Olympic Torch

The Olympic torch has been taken to save a few times!

14. Recycled Medals

 The Tokyo 2020-21 games are the first in history to give medals made from recycled materials that were being handed out.

The Takeaway

These facts surely may have blown your mind, especially if you’re keeping up with the current Olympic Games being held in Tokyo right now.

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Health & Home Media Recreation & Leisure Tech & Media

Top 10 Tokyo Olympic Events to Watch

Top 10 Tokyo Olympic Events To Watch

The Olympics is a great sports event that everyone looks forward to every four years. Unfortunately, it had to delay this time due to the Coronavirus pandemic. The 2020 games shifted to 2021. All Olympic events are fun and competitive to watch, especially when someone’s representing your country.

Some of the events have been played since the very first Greek Olympic Games, and they are quite interesting to watch. If you’re watching the 2021 Olympic Games Tokyo, then you’re in the right place. Mentioned below is a list of the top 10 Tokyo Olympic Games you must watch.

1. Gymnastics

Gymnastics is a whole new ball game and is one of the unique Olympic events to watch. This sport is quite difficult to participate in, especially after the introduction of the code of points in 2006. This sport involves a lot of creativity and athleticism. The dances are all unique and are very enjoyable to watch.

2. Judo

Judo is a special Japanese-originated game and is also one of the most popular summer Olympic Games. The game includes a burst of athletic actions, and the moves made by each participant are thrilling to watch!

3. Volleyball

Volleyball is a sport of amazing teamwork and communication, and it’s fun to watch this on live TV. The way each player participates and communicates in the field is exciting and interesting to watch. You will be astonished by some of the player’s height that goes upto to 11 feet.

4. Basketball

Basketball is one of the most famous games played at the Olympics. The game gets pretty intense during the last few seconds, and that’s the most interesting part. The fact that players play for their own country and not the NBA is nice to watch for a change.

5. Track and Field

Track Field is the core of the Olympic Games and is the unique sport to watch on TV. The event usually includes javelin, marathon, relay and much more. The adrenaline rush you see on track and field is totally different and makes the event quite competitive.

6. Swimming

Swimming is one of the moist diverse Olympic events to watch. You get to witness different swimming techniques, beautifully done by participants from all over the world. Some of the highest swimming world records have been set between the 2012 and 2016 Olympics.

7. Soccer

Soccer is another popular and fun Olympic event you must watch. The athletics kicks and goals are quite exciting to witness.

8. Sport Climbing

Sports climbing is a new addition to the 2021 Tokyo Olympics. Participants showcase their excellent athletic skills along with some fancy music. You will get a lot of spider-man vibes by watching the Olympic event.

9. Women’s Weightlifting

The Women’s 76kg weightlifting has won a lot of gold, and it’s quite aspiring to watch!

10. Surfing

Water sports are quite interesting to watch, especially watching Oskana Masters. This year’s surfing event will be e led by Carissa Moore, who is a four-time reigning world champion!

Conclusion

When watching the Tokyo Olympic Games, make sure to keep these top 10 events in mind, and don’t forget to give them a watch.

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Dating Health & Home

11 Things Know While In That Toxic Relationship

11 Things Know While In That Toxic Relationship

Everyone goes through a phase in life where they’re stuck in a toxic relationship. And no matter how bad it is for you, something still holds you back today. You might want to see the good in everything bad and hurtful your partner does. But not everything bad has a deeper meaning, and it’s about time you make the right decision. Mentioned below are a few things that will help you make the right decision when stuck in a horrible relationship.

1. You Will Get Past This Better Than Expected

Never doubt the outcome of leaving a toxic relationship. Trust your gut, and you will see all the other good things in store for you. All you need is a day out with your best friends, and they will help you get through this heartbreaking process.

2. It’s Lonelier Being With The Wrong Partner

If you’re scared to leave your toxic relationship because you’ll be lonely, it’s actually lonelier when you’re in a relationship with the wrong person. It may all seem scary and uncertain right now, but you’ve only got yourself!

3. Change The Way You Perceive Your If’s and Then’s

You’re probably already wondering how you’ll text them. If you start missing them or if you feel lonely, you’ll ask them to come over or give them another chance. Well, it’s time to change that! If you miss them, go for a workout or a shopping trip with your friends.

4. Your Doubt About Your Partner Says It All

The moment you start doubting your partner, you should end it. That feeling of doubt can get worse if you don’t react to it instantly.

5. Don’t Confuse Your Toxic Relationship With Love

In toxic relationships, many people tend to mistake love for something it’s not. Just because you’re comfortable doesn’t mean it’s love; there’s a lot more that comes with it. And if you haven’t seen that, then you got to make a move now!

6. Don’t Spare Feelings

In the process of sparing one feeling, both partners tend to get hurt. You should be honest with yourself and with your partner. This will help you make the right decision.

7. Your Partner And Toxic Relationship Is Not Worth It

If they keep on making these mistakes again and again, causing you pain and anger, then it’s not worth it. It’s okay to give them a chance, but don’t make it a habit because it’s just going to hurt you in the end.

8. Stay Hopeful About The Future

Leaving your toxic relationship can seem like a dark future. But if you’re noting happiness right now after getting out of it, then there is always hope. It also shows how they’re brighter things set for you.

9. Stop Being In Denial

It’s nice staying loyal, but doing so in the wrong relationship can get you in a lot of trouble. Instead of proving yourself right in a relationship when you’re actually wrong, come to terms with your mistakes.

10. Listen To Some Go To Break Up Songs

From Avril Lavigne and Demi Lovato to Lizzo and Adele, you will find some of the best break-up songs. These songs can help you get through the transition and keep you hopeful.

11. Remember The Importance Of Self-Respect

While it’s good to say yes to some things, if you’re not comfortable with something, say NO! It’s nice being empathic at times, but your self-respect takes precedent over anything else.

Bottom-Line

Remembering these things will help you stay content with yourself, and you will automatically find yourselves in the right relationship.

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Credit Financial

How To Cancel a Pending Transaction

How To Cancel a Pending Transaction

Pending charges on your account happen. When the merchant has charged you for a payment, but your credit card company or financial institution hasn’t caught up yet. This happens every time you swipe your card or make a payment online. However, most transactions are completed so fast that you’ve got a notification on your PayPal or banking app almost instantly.

If you’ve got the funds available or you don’t have any upcoming bills, this isn’t usually a problem. But when your rent and other bills are due or you just simply can’t afford the hold to stick around, you have a couple of options.

Reasons to Cancel a Charge

In some instances, the charge you see is more substantial than you were expecting. When you check into a hotel room or rent a car, you’ll often be charged a deposit. Also, gas stations often place a hold when paying at the pump. These pending transactions can make things challenging. While they usually clear quickly, sometimes you are stuck with the charges longer than expected.

How Long Can a Pending Charge Last

Most situations leave you with your money back in your account within 24 hours, but this isn’t always the case. Some charges stick around for up to 5 days. How long they last depend on a few factors, including when the transaction was made as well as how long the vendor takes to process payments. If you paid with a credit card, the charge will probably last a few days.

The drawback to these pending charges is that they impact your available balance immediately. Most people can’t afford that extra $100 hold for paying at the pump, especially for nearly a week. If you have a charge that needs to be cleared up ASAP, the process depends on your form of payment.

Credit or Debit Card

The credit and debit systems are so similar and nearly instantaneous these days. You can dispute or cancel pending charges in more or less the same way in either case. Once the merchant has released any holds that they have applied, a pending charge can be removed by contacting the bank that issued the card. It doesn’t matter if it’s a credit or debit account.

In some cases, they may not be able to remove a pending charge. However, once they confirm that the merchant has canceled the transaction on their end, they will often advise that the pending transaction will disappear within a business day or two.

PayPal

If you have a pending charge through PayPal, and you need to cancel it for whatever reason, their interface makes it exceedingly easy to cancel or dispute charges. If the pending charge is fraudulent, explain this to their support team. They will often be able to instantly credit your account the disputed amount while the process is finalized on their end.

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Health & Home Home Improvement

How to Protect and Clean Your White Furniture

How to Protect and Clean Your White Furniture

White furniture adds a completely different aesthetic to your house or room. It also adds to the subtle soft vibe you’re trying to create around your living space. No matter how elegant it may look, homeowners usually avoid it. Most people avoid white as it gets dirty very fast. More importantly, it is bound to get ruined if you have kids and pets around.

But, there is a solution that will allow you to freely maintain white furniture. Mentioned below are a few ways on how you can protect and clean it.

1. Regularly Lint Roll Your Cushions

Lint rolling your white furniture is one of the best hacks to maintaining and keeping it clean. You can do this after every two weeks or when you feel it’s needed the most. Leave the lint roll on for a few days, as this way; you will get rid of any pet hair or threads from clothes. It’s best to do this when you’re not expecting any guests.

2. Get Slipcovers For Your White Furniture

Slipcovers are a very good way to protect your white sofas or cushions. These protectants prevent spills from ruining your sofa or their white touch. You can easily wash the covers whenever you feel like it and use them back again. These are quite the lifesaver for anyone who owns white furniture.

3. Limit Sunlight Exposure

If you have white furniture, then you must keep it away from the sun. Too much sun exposure will cause discoloration, which will ruin the whole outlook of your furniture. It’s pretty heartbreaking to see any discoloration appear on your furniture. So no keeping any of your white wooden furniture near your windows.

4. Avoid Using Bleach

If you want to clean your white bedding, then best keep it away from bleach. Bleach causes your furniture to turn slightly yellowish over time. So instead of bleaching it, spot clean any stains before you thoroughly wash, and you’re good to go.

5. Spot Clean Your White Furniture

Spot cleaning can remove stains and spills on your furniture instantly. This is a good extra cleaning stage before you put any of the white covers into the washing machine. This tip is especially handy for when there’s a red wine spill!

6. Acquire Stain Guard from All your White Furniture

White furniture is bound to get dirty somehow. So it’s best to take measures beforehand so that you protect it from major spills and stains. The best way to prevent dirtying it is by treating it with a stain guard. You can attain this service from professional cleaners, and it will save you a lot of time cleaning and worrying about your white furniture.

Conclusion

Hopefully, you learned something about how to better maintain your white furniture. So now, you don’t have to concern yourself with the question, “what would I do when it gets dirty?”

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Children Credit Family Financial Tax Services

Is Child Credit Still Relief Bill’s Best-Kept Secret?

Is Child Credit Still Relief Bill’s Best-Kept Secret?

This post-lockdown world is changing a lot of things for a lot of people. Even though there are millions of Americans that may be eligible for the debut of the Child Credit, there are some indications that they may not even know they should be getting this money.

A Financial Lifeline?

There will be monthly payments of up to $300 per eligible child as part of a completely overhauled 2021 tax benefit that proponents are touting as a “financial lifeline” for millions of eligible families. Some other estimates suggest that this benefit may be able to slash child poverty by nearly 50%.

But the problem is the families who need this money the most don’t seem to know about it. Many of them are non-filers with the IRS. This means in order to get their money, they will need to sign up separately at a website. Thankfully, the website is said to be up and running and operating smoothly. Indications at local events, however, show that a huge portion of the families that need this money, don’t know they are owed these payments.

The Campaign for Working Families, which is a non-profit tax preparation service for low-income families and others who qualify, says that they have signed up far fewer people for the credit than they initially anticipated. They are hearing from those affected, that even if a particular family is eligible for and due the child credit, the information surrounding how to sign up or provide information has proven confusing at points.

The Official Word From The IRS

The IRS says that for most people, the payments will happen automatically and no action will be needed. There have been some official IRS evens in cities like Philadelphia that have higher rates of non-filers than many other areas. These non-filers will not usually have much information on file with the IRS since they are not required to file yearly returns, due to low income or other circumstances, which means the IRS has no way of getting those families their money. This can be solved in most cases by simply visiting the IRS site.

IRS Web Tools & Opting Out

The IRS is offering some web tools to manage payment status as well as provide other functionality. There is a portal for those who may be receiving the payments but do not want to accept them currently. Maybe, if they expect their situation to change before the next tax filing season.

There is a series of deadlines for opting out, for those who do not wish to receive the payments. The next deadline is the 2nd of August to opt-out for the payment due on the 13th of August. The IRS site will provide a means to determine if you are eligible for the payments in the first place. This site will also let users verify that they have been enrolled, as well as update their banking information.

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Bankruptcy Business Career & Education Legal

How Can Bankruptcy Help My Business?

How Can Bankruptcy Help My Business?

Sometimes running a business means making some tough choices. One of those potentially incredibly difficult choices is whether or not to file for bankruptcy protection. It can feel daunting, but you need to remember the laws surrounding bankruptcy. They were created specifically to protect entrepreneurs, businesses, and those who operate businesses.

Just because you are filing bankruptcy doesn’t mean that your business is going to be confiscated, liquidated, and eliminated. There are some types of filings that will offer protection to the business. This will allow them to continue their operations while solving some of their seemingly insurmountable debt problems.

This is the case with many larger companies that comprise significant portions of industries, like airlines and large banks. Businesses like this, and many others, will often use a bankruptcy filing as a strategic maneuver. These business use it to reduce or eliminate debt, while legitimately restructuring their business. This can result in a more efficient business operation overall. This will lead to an increase in profitability even without new revenue streams.

The Types Of Bankruptcy Filings

There are three main types of bankruptcy that may be applicable to your business. They are chapter 7, chapter 11, and chapter 13. Make sure that before you make any decisions, you speak with the legal counsel for your business.

If you do not have legal counsel, it may be worth it to pay for an evaluation or a la carte bankruptcy preparation from a local bankruptcy lawyer. Let’s take a look at each type of filing, and what it might entail for your business.

Chapter 7

Chapter 7 bankruptcy consists of having a court-appointed agent, called a trustee. They will sell your assets and use the proceeds to pay your creditors. By filing for chapter 7, the structure of your business will determine if you will be able to keep it operational. Sole proprietorships may benefit the most here, while legally separate entities like LLCs or corporations may want to file on behalf of the business.

Chapter 11

Chapter 11 is where your business will be allowed to keep its assets while setting up and maintaining a repayment plan with all of the creditors. These can be notoriously complex, but filing for chapter 11 is the only way to let corporations, LLCs, and even partnerships reorganize and continue their business operations. Filing Chapter 11 may also let sole proprietors restructure and continue operations, but do not meet the debt limits for Chapter 13.

Chapter 13 Bankruptcy

Chapter 13 filings are only available to businesses that are owned and operated by sole proprietors. With this filing, the business gets to keep all of its assets and is assigned a repayment plan with its creditors. There are some stringent debt limits that apply for those seeking Chapter 13 protection. However, using Chapter 13 as part of your business bankruptcy strategy can let sole proprietors include business debt as well as personal debt. This makes it a great option.

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Career Career & Education

6 Ways To Get More Freelance Work

6 Ways To Get More Freelance Work

Whether you’re a freelance writer, photographer, or teacher, freelancing can become demotivating when you fail to manage a schedule and prepare a strategy. Freelancing jobs have become more popular than before in today’s age, and it is one of the best ways to put your talents to use. If you’re trying to start freelancing or engage with more clients, you’re in the right place. Freelancing may sound easy, but it’s not. This article will guide you on how you can gain more freelance work.

1. Take referrals from your current clients

If you’ve already started freelancing and have been able to secure at least two clients, you must ask them to refer you to more people. They can get you in touch with other clients from different industries, depending on the work you’re providing.

2. Increase your network

One of the best ways to broaden your network is by making contacts, and the best way to do that is with the help of social media. You’ll find plenty of freelancing groups on Facebook, as well as other networking platforms. Here, you can find many potential clients seeking the services you provide. Of course, this will involve getting out of your comfort zone, and having to talk to random people online. But, it’s worth it in the end as you’ll definitely get more freelance work.

3. Market your work services

Whether you’ve started a small business or are freelancing as a writer, one of the best ways to get more clients is by advertising your work. You can create a post that lists all your services and price range, and post it on all social media platforms. Ask your friends and family members to share and engage with your posts so your chances of getting clients are higher. You can also create a website to lure in potential clients.

4. Be straightforward in what services you’re providing

You must give a detailed explanation about the services you provide, whether it’s in person or on your website. You can start off with your experience in the freelancing industry, and the types of clients you’ve worked with before. Be as detailed as possible, and you can include details that provide more insight as to your freelance work.

5. Engage in competitive pricing

It seems realistic to set prices low once you begin with freelancing work, but remember that price can play an important role when clients choose you. If the price is set too low, your clients may think your services aren’t up to par. Set the bar high by keeping your prices moderately high. Make sure to take a look at your competitors’ pricing and how they change it based on projects and client requirements.

6. Make clear contracts

Remember to provide contracts with clear details as communication is essential for making a good impression. In the long run, it’s beneficial to help you get more freelancing work. Make sure your needs are addressed the same way you’ve addressed the services you will provide. It helps clients understand the agreement they’re getting into.

Freelance Work Conclusion

Hopefully, with the help of this article, you can now apply all these tips to get more freelance work. Remember to take referrals, prepare a marketing plan, build a network, set great prices, and write comprehensive contracts.